Your first home shouldn't be a guess.
You've rented long enough. Before the biggest purchase of your life, run the numbers like an investor would — even if it's just a place to live.
Free instant analysis. No signup required.
Who this is for
Renting for years
You've got the income but never pulled the trigger. We'll tell you if a place is actually worth buying.
Self-employed or 1099
Non-traditional income makes mortgages harder, not impossible. Know your real numbers before you talk to a lender.
Want it to pay you back
Live in it and rent a room, or buy a duplex and let a tenant cover part of the mortgage. See the cash flow first.
How Rova helps
Three steps from "I'm curious about this listing" to "I know what I'm signing."
- 01
Analyze any property free
Instant STR / MTR / LTR analysis on any US address. No signup.
Try the analyzer - 02
Get the full Rova Report — $14.99
The complete verdict on one property: good buy or not, value outlook, what it could earn if you rent part of it, ownership history, risk signals, AI recommendation. No subscription.
See what's in a Rova Report - 03
Get financing
Connect with a vetted lending partner for FHA, conventional, and first-time-buyer programs.
Explore financing options
House-hack your way in
Buy a duplex with as little as 3.5% down (FHA), live in one unit, rent the other — your tenant helps pay your mortgage. Rova shows exactly how the numbers work before you commit.
*Hypothetical figures shown only to demonstrate how house-hacking works. Actual price, rate, payment, rent, taxes, insurance, PMI, and HOA vary by property and lender. Run a Rova Report on a real listing to see actual numbers.
As little as 3% down
Standard financing for buyers with steady income and decent credit. Often the cheapest long-term cost when you qualify.
As little as 3.5% down
Designed for first-time and lower-down-payment buyers. Works on 1–4 unit properties, which is what unlocks house-hacking.
Rova is not a lender or mortgage broker. We connect you with independent third-party lenders. Rova does not provide financial, investment, or tax advice.
Common questions
I've never owned a home — is Rova for me?+
Yes. Rova is built for anyone making a real estate decision, whether it's your first place or your fiftieth deal. The free analyzer and the Rova Report explain what the numbers mean in plain English — no investor background required.
Do I need to be an investor to use this?+
No. Most buyers aren't investors; they just don't want to overpay or get stuck in a place that loses value. Rova gives you that same clarity, even if you only plan to live in the home.
Free analysis vs the Rova Report — what's the difference?+
The free analyzer gives you an instant snapshot: estimated rent, STR / MTR / LTR comparison, and basic market context. The $14.99 Rova Report is the full picture for one specific property — value outlook, ownership history, what it could earn if you rent part of it, risk signals, and an AI recommendation. One-time payment, no subscription.
Can Rova help if I'm self-employed?+
Yes. We don't underwrite your loan, but Rova helps you walk into lender conversations prepared: you'll know what the property is worth, what it could earn, and how the deal compares to alternatives. We can also connect you with lenders who work with 1099 and self-employed borrowers.
How much down payment do I need?+
It depends on the loan program and the property. Conventional loans can start as low as 3% down for qualifying buyers; FHA loans can start at 3.5% down and allow 1–4 unit properties. A lender will confirm what you qualify for based on credit, income, and the specific home.
Find out if your first home is a smart buy.
Paste any listing or address. We'll do the math.
Free instant analysis. No signup required.